GOLD and HAMMES, Attorneys


Stats for survey:Use of Credit Counseling

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Stats for this survey Questions

Please complete this survey only if you have talked with or met with a credit counseling agency about your debt problems. Did the credit counseling agency go through your debts and your budget with you?
Yes 0 0.00% <->
No 1 100.00% <->

If the answer to #1 is yes, did they correctly calculate your income?
Yes 0 0.00% <->
No 1 50.00% <->
Not Applicable 1 50.00% <->

By their calculations, did you have any money left over to pay your credit card debt?
Yes 0 0.00% <->
No 1 50.00% <->
Not Applicable 1 50.00% <->

Did they propose a debt repayment plan?
Yes 0 0.00% <->
No 1 50.00% <->
Not Applicable 1 50.00% <->

If the answer to #4 is yes, did you start making monthly payments under the plan?
Yes 0 0.00% <->
No 1 50.00% <->
Not Applicable 1 50.00% <->

If the answer to #5 is yes, how many months did you pay into the plan?
1-6 months 0 0.00% <->
7-12 months 1 50.00% <->
More than 1 year 0 0.00% <->
Not Applicable 1 50.00% <->

If you have been paying into the plan, is it hard to pay the monthly payments?
Yes 0 0.00% <->
No 1 50.00% <->
Not Applicable 1 50.00% <->

If you are paying into the plan, are you falling behind on some of your other bills like rent, electricity, car insurance, etc.?
Yes 0 0.00% <->
No 1 50.00% <->
Not Applicable 1 50.00% <->

If you are paying into the plan, do you think you will be able to finish it?
Yes 0 0.00% <->
No 1 50.00% <->
Not Applicable 1 50.00% <->

Have you considered filing bankruptcy instead?
Yes 0 0.00% <->
No 2 100.00% <->

If you haven't filed bankruptcy, what are the reasons you have not done so?
2 100.00% <->

2 0 0.00% <->